Easy-peasy!

Remember, cards don't have to be complicated to be pretty and sophisticated. This card is simple card stock folded with a layer of a printed pattern paper adhered to the front. The finishing touch is a heart punched out of the base card stock color and you're done! (To make the punched heart have the look of some texture, I did take a background type stamp and stamped it using Versa Mark ink... if you don't know what that is, it is an ink -available at www.stampinupheidi.stampinup.net- that leaves the impression that your paper has a water mark.)